Independent Living Insurance

There are two major insurance companies that provide Independent Living Insurance. The companies are Fish Insurance and Premier Care. Anybody using Direct Payments to purchase support from a Personal Assistant/s MUST have this insurance.

SPECTRUM advises you purchase the full cover policy from one of the companies, as the full cover will give you a lot more protection and peace of mind.

Independent Living Insurance

“Premier Care is one of the UK’s market-leading specialist insurance providers. Long established working relationships with over 300 social care providers enable us to offer the most comprehensive and user friendly policies for people employing personal care assistants through the government’s direct payments or other personal care budget schemes.”
PREMIER CARE
Below are the application form, policy summary and policy documentation all available to view / download.

To find out more you can either go to the Premier Care Website or click on the button below.

View Premier Care Insurance

Visit the website to find out more about Premier Care Insurance

View The Policy Document

Visit their supporting document to find out more about Policy.

View the Key Facts

View the Key Facts file to find out more about Premier Care

Fish Insurance

“Since 1975 Fish Insurance has been providing specialist cover to Disabled People right across the UK. Today we are one of the UK’s biggest disability and independent living insurance providers with over 70,000 policyholders.”
FISH INSURANCE
Below are the application form, policy summary and policy documentation all available to view / download.

To find out more you can either go to Fish Insurance Website or click on the button below

View the Fish Insurance website

Visit their website to find out more about Fish Insurance

View Application Form

You can download Fish Insurance's PDF Application Form

View The Policy Document

View the Key Facts file to find out more about Premier Care